Sorry to be boring but this is where you can really waste a lot of money.
Just sticking things on your full price credit card and worrying after the
wedding is a seriously bad idea! Once the excitement of the wedding and
honeymoon is over, life can seem a little flat at the best of times, without
having to worry about enormous debts you have run up.Traditionally the
bride's parents pay for the wedding but nowadays it is more likely that
they will only make a contribution. The groom's parents make also
wish to help out with the costs, but the bulk is still often met by the
couple themselves. You really need to discuss who is paying, how much
and for what, well before the detailed planning starts. Remember, if
someone else is paying, they do get a say in what goes on - you can't
refuse to invite Auntie Doris if your parents are paying and they want her
to come!
If you are paying, work out in advance where the money is coming from.
With couples having often set up home long before they marry these days, it
is quite common to ask for cash instead of wedding presents, and this could be
used to offset the cost of the wedding.
Check out
www.moneysavingexpert.com for the latest good deals on cards and loans.
It may be a good idea to take out a low rate credit card especially for wedding
costs. This could be used to pay deposits on venues, cars, dresses or
anywhere there is any chance of the organisation going into liquidation, so you
could get your money back from the card company.